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Joint Stock Company Kaspi.kz

KSPIUnited States

3 filed reports · 288 financial concepts · 11 earnings calls · 0 media appearances

Filed reports

3 reports · Dec 2023 to Dec 2025

Each report counts once it has at least one extracted financial fact. Also extracted from these reports: 7 operating metrics.

Report type	Reports	Facts	Periods
Annual · 20-FSEC EDGAR	3	1,621	Dec 2023 to Dec 2025

Documents

Period	Type	Period end	Published	Facts	Source
FY2025	20-F	Dec 31, 2025	Mar 16, 2026	931	Open
FY2024	20-F	Dec 31, 2024	Mar 10, 2025	348	Open
FY2023	20-F	Dec 31, 2023	Apr 29, 2024	342	Open

Financial data

288 concepts · 1,621 facts

Each concept is one reported line item or metric. The count is how many values of it are held, across the periods shown.

Financial266 concepts · 1,475 facts · Dec 2021 to Dec 2025

Other24 · Dec 2021 to Dec 2025
Less: allowance for impairment losses20 · Dec 2022 to Dec 2025
Up to 1 Month16 · Dec 2022 to Dec 2025
1st buy-back program12 · Dec 2023 to Dec 2025
Debt securities (IFRS)11 · Dec 2021 to Dec 2025
Cash and cash equivalents10 · Dec 2021 to Dec 2025
Deferred tax liability asset10 · Dec 2021 to Dec 2025
Equity10 · Dec 2021 to Dec 2025
Gross carrying amount of loans to customers that are impaired after modification but not NPL as at 31 December10 · Dec 2021 to Dec 2025
Loans to Customers10 · Dec 2021 to Dec 2025
Number of outstanding share options10 · Dec 2021 to Dec 2025
Number of shares issued and fully paid10 · Dec 2021 to Dec 2025
Property, equipment and intangible assets10 · Dec 2021 to Dec 2025
Vacation reserve, accrued bonuses and share-based compensation10 · Dec 2021 to Dec 2025
A- and higher8 · Dec 2022 to Dec 2025
Accrued expenses8 · Dec 2022 to Dec 2025
Accrued interest8 · Dec 2022 to Dec 2025
Accrued interest debt securities issued8 · Dec 2022 to Dec 2025
Accrued interest included in term deposits of customer accounts8 · Dec 2022 to Dec 2025
Accumulated employee benefits, vacation liabilities8 · Dec 2022 to Dec 2025
Accumulated other comprehensive income8 · Dec 2022 to Dec 2025
Additional paidin capital8 · Dec 2022 to Dec 2025
Assets (IFRS)8 · Dec 2022 to Dec 2025
At initial/revalued cost8 · Dec 2022 to Dec 2025

Segment11 concepts · 106 facts · Dec 2021 to Dec 2025

Revenue19 · Dec 2021 to Dec 2025
Fee and commission income (IFRS)16 · Dec 2021 to Dec 2025
Expense from sharebased payment transactions with employees15 · Dec 2021 to Dec 2025
Profit loss (IFRS)15 · Dec 2021 to Dec 2025
Interest revenue calculated using effective interest method13 · Dec 2021 to Dec 2025
Other gains losses11 · Dec 2021 to Dec 2025
Fintech Segment5 · Dec 2021 to Dec 2025
Operating expense4 · Dec 2021 to Dec 2024
Retail revenue4 · Dec 2023 to Dec 2025
Cost of sales3 · Dec 2023 to Dec 2025
Rewards1 · Dec 2025

Geography8 concepts · 26 facts · Dec 2023 to Dec 2025

Applicable tax rate9 · Dec 2023 to Dec 2024
Profit loss (IFRS)6 · Dec 2023 to Dec 2025
Revenue6 · Dec 2023 to Dec 2025
Cost of sales1 · Dec 2025
Fintech Segment1 · Dec 2025
General and administrative expense (IFRS)1 · Dec 2025
Research and development expense (IFRS)1 · Dec 2025
Sales and marketing expense1 · Dec 2025

KPI3 concepts · 14 facts · Dec 2023 to Dec 2025

Active Customers5 · Dec 2023 to Dec 2025
Customer Transactions5 · Dec 2023 to Dec 2025
Customer Transactions YoY Change4 · Dec 2023 to Dec 2025

Segments

132 facts

Figures broken down by business line, region, product or another axis the company reports on.

Segments4 members · 106 facts

Fintech39 · Dec 2021 to Dec 2025
Marketplace38 · Dec 2021 to Dec 2025
Payments25 · Dec 2021 to Dec 2025
Intergroup4 · Dec 2022 to Dec 2025

Geographical areas3 members · 17 facts

Kazakhstan And Other6 · Dec 2023 to Dec 2025
Turkiye6 · Dec 2023 to Dec 2025
TRY5 · Dec 2025

Statement geographical5 members · 9 facts

AZ2 · Dec 2023 to Dec 2024
KZ2 · Dec 2023 to Dec 2024
UA2 · Dec 2023 to Dec 2024
UZ2 · Dec 2023 to Dec 2024
TRY1 · Dec 2024

Text from filings

Management commentary and risk factors, extracted from SEC filings only.

Management discussion (MD&A) commentary69 claims from 2 reports · Dec 2024 to Dec 2025
Risk-factor changes20 claims from 1 reports · Dec 2025
Risk factors138 risks from 2 annual reports · 2024 to 2025

Reports are counted as filed reports with at least one served fact. Counts are read from the database (last read Oct 16, 2026) and refreshed every few hours.