8-K filings, October 14 to 19, 2026: banks report loan growth, Eos scales production

In Form 8-K filings, the reports US companies make on material events, SmartFinancial said net loans and leases grew $174 million in the third quarter of 2026. Eos Energy said shipments rose approximately 23%.

An update from FactIQ, written from company statements in 8-K filings of US companies to the Securities and Exchange Commission. What is FactIQ?

Key figures

SmartFinancial, net loan and lease growth, third quarter of 2026

$174 millionstated by the company; an annualized increase of 15%

Eos Energy, increase in shipments, third quarter of 2026, quarter over quarter

approximately 23%stated by the company; as production scaled at its second Thorn Hill manufacturing line

Westamerica Bancorporation, net interest margin, third quarter of 2026

3.81 percentstated by the company; up 4 basis points from the second quarter

Plug Power, global electrolyzer opportunity funnel

approximately $8 billionstated by the company

Several banks said their loans grew in the third quarter of 2026

SmartFinancial said it had $174 million in net loan and lease growth and $163 million in core deposit growth. It said these were annualized increases of 15% and 12%. It said its deposits increased $423.4 million.
Equity Bancshares said its annualized loan growth in non-acquired markets was 11.9%. It said this outpaced moderating declines in acquired markets. It also announced a merger with Lincoln Bancorp and said the approval process is progressing as planned.
Washington Trust Bancorp said its commercial loans increased, driven by its commercial real estate portfolio. It reported third-quarter net interest income of $44.7 million.

Bank margins moved in different directions

Net interest margin (NIM) is the gap between what a bank earns on loans and investments and what it pays on deposits and borrowings. Basis points are units used to measure small changes in rates.

Westamerica Bancorporation said its NIM for the third quarter of 2026 was 3.81 percent, up 4 basis points from the second quarter. It said this came from investing excess cash in higher-yielding securities.
NB Bancorp said the NIM of its Needham Bank declined by 3 basis points to 3.97% as loan balances grew faster than deposits.
Equity Bancshares said investment balances funded by borrowings further pressured its margin.

Energy equipment makers reported production and order progress

Eos Energy said it reported its highest revenue to date in the third quarter of 2026. It said gross margin improved by roughly 17 points, its eighth consecutive quarter of improvement. It expects its Thorn Hill site to have approximately 4 GWh (gigawatt-hours) of annual nameplate production capacity after full-scale operations.
Plug Power said it signed a 280 MW (megawatt) electrolyzer supply agreement for Project ENDOR. It said it secured a 50 MW order for the Hunter Valley Hydrogen Hub. It described an approximately $8 billion global electrolyzer opportunity funnel.

Other companies reported investments and one-off revenue

Ladder Capital said it made over $700 million of new loan and securities investments in the third quarter of 2026.
Recursion Pharmaceuticals said it will recognize a $10 million milestone payment as third-quarter 2026 revenue.

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